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|Sector||Credit & Risk Management|
Multinational Bank seeking a Credit & Marketing Officer to join their London office.
Perform detailed credit analysis to objectively diagnose and evaluate the Credit risks of an assigned portfolio as well as monitoring the Banks exposure and analysing the profitability clients generate for the Bank.
Preparation of credit appraisals on new credit limits / applications involving calculation of standard ratios, identifying all material financial risks and opportunities, ensuring comprehensive risk assessment to arrive at a informed recommendation, within specified turnaround time.
Make suitable recommendations in terms of amount to be sanctioned, acceptability of the risk, terms and conditions of the sanction, pricing etc and presenting credit appraisal note to the appropriate credit committee.
Handling of portfolio management involving client meetings to gain understanding of their business, financial performance & risks. Monitoring of allocated portfolio and industries for material developments affecting credit quality and the initiation of appropriate action.
Preparing annual reviews by assigning risk ratings, addressing all relevant risks.
Preparation of monthly reports / financial returns for presenting to the credit committee / senior management and regulatory authorities.
Maintaining ongoing effective management of Credit risk, including covenant compliance with facility terms & conditions.
Skills/ Experience required.
Minimum of 3-5 years experience
A good understanding and background in the following:
o Good analytical skills
o Financial analysis
o Invoice Financing
o Real Estate Financing
o Property Lending
o Trade Finance
o Dealing with Loan Discounts
For applications or enquiries, email Arjaree.Shackleton@BRUINFinancial.com
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